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Tips
Because there's so much at stake, you should do plenty of homework before you commit to any construction loan. The Internet is a good place to start. However, it also makes sense to talk to a professional not associated with the lender, such as a lawyer or financial adviser.

Since construction loans aren't meant to be long term, once your building or remodeling is complete, you'll need to convert the loan. Your best option is a first mortgage, since you have longer to pay off the loan, and the interest rates tend to be lower.

Construction loans are sometimes known as "story loans," because the lender will want to know exactly why you need the loan before they're willing to consider giving you the money. That's one of the reasons it's difficult (though not impossible) to get a construction loan on the Internet.


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Finance Homepage

Looking for a Des Moines Construction lender?

"What is a construction lender?
A construction lender is a professional, who traditionally provides loans for construction of buildings or homes.

Why do you look for one?
If you need service for a construction lender:
» To help you to build your new home,
» To give you a loan for a new business establishment,
» To loan you the funds to improve your current real estate,
» To help you to refinance current loans that you have,
» To provide funds on a piece of property you are purchases,
then you consider construction lending services.

Where do you find good construction lenders?
Multiplyprofits will help you to find the best construction lender providing professional, friendly, and courteous services. Check our listings to find the best construction lending services close to you. Whether a local business or a national corporation, you should prefer licensed construction lenders."
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