When you are providing online information for an emergency account be sure you are actually giving information to the company you think you are. Never follow links or pop ups as these may be phishing sites, designed to look like reputable banks or lenders.

Stick with an agency you know or someone you know has done business with. Just like with any type of financial issue, there are risks involved in providing your social security number, bank number and other information to a third party.

If you are at all concerned about working with an emergency loan company - Don't. There are many options including traditional lenders, advanced on your credit card or even personal loans that may serve you better than an emergency loan.