Be very, very careful if your financial advisor suggests a Guaranteed Investment Contract, or GIC. This is a large-denomination debt instrument that insurance companies issue, and while the interest is guaranteed, the principal isn't. It's not a good idea for most investors.
Don't hesitate to ask a prospective financial advisor what their ideal client relationship is like. If you fit the ideal, that's all well and good; but if you don't, you may be better off investing with someone else. It's not that they're a bad advisor, it's just that you probably won't work well together.
Be aware that your financial advisor can and will "fire" you if your investments do badly or if you're difficult to work with. Most advisors, especially busy ones, don't have the time or energy to waste on annoying clients or poor performers, so it behooves you to take it easy and listen to their advice.
