The range of what a financial planning associate can do for you will vary from one place to the next. You should take the time to find out if they sell annuities or if they are working with just the planning aspects. If they sell them, make sure that they are not trying to get a commission off of you by pressuring your to buy them.

Some financial planning companies have affiliations that you should know about. If you are working with a company, find out if they are working with others. If so, make sure you never feel pressured into working with or purchasing those services. IF they push this, they are not offering you the best service possible.

Financial planning services may be able to help you with a number of needs. For example, the planner should be able to help you to plan for the purchase of your next home or help you to manage your funds for your retirement. Finding someone that is versatile is essential.