An attorney can review your real estate loan paperwork to determine if you are really getting the best possible deal as well as prevent you from agreeing to any terms that are not standard within the industry. Usually the attorney will save you money over the long term, more than paying for his or her fees.

Your real estate agent may recommend a lender or real estate loan provider, which is a good place to start. Keep in mind that you don't have to use this person or company and shop around to see what other lenders are offering before signing any loan agreements.

When planning on buying a property it is important to request copies of your credit reports and credit scores from all three credit reporting agencies and correct any mistakes or errors. Even a small change on the reports can really improve your score, resulting in a lower interest rate.