Gear up to claim damage deduction, if insurance fails to address the damage of any nature borne by the house but unreimbursed damage has to be more than 10% of your adjusted gross income.
Make sure you keep all the receipts, which you incurred on repairs or improvement of house during your loan period to avail the benefit of tax on profit - capital gain.
Remember, the mortgage lender checks credit score mostly based upon Equifax, Experian and Tran union and uses middle score to find your rate. Score over 650 will help you to get good rates on your mortgage. However, score of 750 or above may lower the rate.
"What is a realestate lender?
A realestate lender is a professional, who traditionally provides loans to those that are looking to purchase land, homes, or commercial property.
Why do you look for one?
If you need service for a realestate lender:
» To help you to purchase the home that you want,
» To allow you to get a loan to purchase your new business location,
» To help you to consolidate debt through a mortgage on a home or business property,
» To improve your interest rate through a refinanced loan,
» To purchase new property for your future needs,
then you consider a realestate lending service.
Where do you find good realestate lenders?
Multiplyprofits will help you to find the best realestate lender providing professional, courteous, and complimentary services. Check our listings to find the best realestate lender close to you. Whether a small office or a national company, you should prefer a licensed real estate lender."
Gear up to claim damage deduction, if insurance fails to address the damage of any nature borne by the house but unreimbursed damage has to be more than 10% of your adjusted gross income. 
