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Tips
Honesty is the best policy when applying for a second mortgage. If you've had credit problems in the past -- up to and including bankruptcy -- then don't try to hide them. All lenders are going to check your credit report to see what's there, and they won't appreciate it if you lie.

Sub-prime second mortgage loans are the way to go if you have a poor credit history. Come clean with your lender, and ask them if you qualify for a sub-prime loan. If they don't offer them, they might be able to steer you to an institution that does.

When shopping for a second mortgage loan, don't just take the first good interest rate you see. Get quotes from at least one bank, one credit union, and one dedicated mortgage lender, and keep a close eye on the various fees charged, because they can add substantially to the cost.


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Looking for a Santa Cruz 2nd mortgage lender?

"What is a 2nd mortgage lender?
A second mortgage lender is a professional, who traditionally provides lending services for a second loan on a home.

Why do you look for one?
If you need service for 2nd mortgage lender:
» To help you to take advantage of your home's equity,
» To help you to consolidate your debts,
» To help you to remodel your kitchen or your home,
» For a great new car or even a motor home,
» To help you to afford things that you want and need,
then you consider a 2nd mortgage lending service.

Where do you find good 2nd mortgage lenders?
Multiplyprofits will help you to find the best second mortgage lender providing quick, professional, and courteous services. Check our listings to find the best 2nd mortgage company close to you. Whether a small company or a large national organization, you should prefer licensed 2nd mortgage lender."
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